# @bigfuture on YouTube

- **Type:** Video
- **Original URL:** https://youtube.com/watch?v=IbIq4ltJP1w
- **Gondola URL:** https://gondola.cc/posts/10855070-bigfuture-youtube
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/legacy-do/0d4340ea4f909b6d9b1c8a6173b1bc39c06fc36965aa22edd7598169fa885a51.jpg
- **Posted:** 2024-01-31T00:00:11.000+00:00
- **Account Owner:** BigFuture (@bigfuture) — https://gondola.cc/bigfuture

## Caption

As you consider your college options, you may realize you need to borrow funds to pay for college. You’ve got questions, and BigFuture has answers.

BigFuture Scholarship, Grants, and Loans Resources: https://bigfuture.collegeboard.org/pay-for-college/scholarships-grants-loans 

Chapters: 
00:00 – 3:43 Introduction 
3:44 – 7:02 Meet our panelists 
7:03 – 10:55 Financial aid overview 
10:56 – 12:46 What are the FAFSA and CSS Profile? 
12:47 – 14:12 Overview of college loans 
14:13 – 15:25 Can anyone qualify for loans? 
15:26 – 16:39 How far in advance should a student apply for federal loans? 
16:40 – 18:29 Do federal loans generally have a low interest rate compared to private loans? 
18:30 – 19:40 Will it damage my credit if I don’t pay my student loans on time? 
19:41 – 21:07 Difference between forbearance and deferment 
21:08 – 23:32 How common is it for students to get loans in financial aid offers? 
23:33 – 26:10 What’s the best type of loan? 
26:11 – 29:06 Parent loan versus private loan 
29:07 – 30:12 BigFuture Scholarship, Grants, and Loans Resources 
30:13 – 32:30 How to accept subsidized loans 
32:31 – 34:14 Should I take a new loan each semester or one for the four years? 
34:15 – 35:51 Do I apply for state loans in the state I reside in or in the state in which my school is located? 
35:51 – 37:59 What's a co-signer? 
37:40 – 39:32 What should I do if my financial circumstances changed since submitting the FAFSA? 
39:33 – 41:35 If I’m already admitted to a college, is it too late to apply for loans? 
41:36 – 42:40 What payment options are available to pay off loans? 
42:41 – 44:07 Should I wait to confirm my federal subsidized and unsubsidized loans until I hear back from my waitlists? 
44:08 – 47:38 Final advice on college loans for students and parents

## Stats

- **Views:** 325
- **Likes:** 1
- **Shares:** 0
- **Comments:** 0

## Credits

These are the roles credited on Gondola. Credits may be incomplete.
A brand, account owner, or featured person is not necessarily the creator.

| Name | Username | Profile | Role |
| --- | --- | --- | --- |
| College Board | @collegeboard | https://gondola.cc/collegeboard | Non-Profit Organization |
| BigFuture | @bigfuture | https://gondola.cc/bigfuture | Non-Profit Organization |

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