# @daveramsey on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/CHJagrin01Z
- **Gondola URL:** https://gondola.cc/posts/11582302-daveramsey-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/thumbnails/ccff264af3.jpg
- **Posted:** 2020-11-03T23:30:10.000+00:00
- **Account Owner:** Dave Ramsey (@daveramsey) — https://gondola.cc/daveramsey

## Caption

SO awesome! Proud of you! 

#repost frugalgirlbudgeting

Dear FedLoan Servicing, peace out, baby! I paid off $103,896.09 of student loans in a little less than 4 years. Before taking Financial Peace University, I had no real plan or control of my money, and only paid $3568.23 on my loans in about 18 months. Those 18 months included a grace period, deferment and consolidation. I knew that if I continued at a snail’s pace, I would be paying my loans well into my sixties! I saw a FB post about Financial Peace University, and the rest is history. At the end of 2016, I set a goal to pay off my loans by the end of 2020, and here I am!

Accounting for the payments made before I got serious, my total payoff is $107,464.32.

There are no words to describe the joy and peace I feel! This has been the hardest and most rewarding thing I have ever done. While working full-time, I side hustled as a receptionist, research coordinator, door lady, house cleaner and grocery shopper. I even found a gig printing out lab slips for students to get their COVID-19 tests! There was no job beneath me. I sacrificed every weekend, holiday, and all my free time to get here, but it has totally been worth it! I am so grateful for my friends, family, the #debtfreecommunity, Financial Peace University (FPU), and my FPU coordinator who has been cheering me on since day 1.

I’m sure everyone is happier than me now because they don’t have to hear me talk about my student loans anymore! 🤣

Now they can hear me talk about my emergency fund 🤷🏽‍♀️

So, here goes nothing, because I don’t owe anyone a penny!
📢 FREEDOM...I’M 100% DEBT FREE!

#thankyouGod #debtfreescream #imdebtfree #debtfreecommunity #independence #debtfreemillennial #wealth #determination #debtfreejourney #studentloans #dedication #hustle #grind #motivation #babystep2 #daveramsey #goals #fpu #flexinfriday

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- **Likes:** 15,175
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- **Comments:** 259

## Tags

flexinfriday, imdebtfree, debtfreecommunity, grind, goals, debtfreejourney, debtfreemillennial, dedication, repost, wealth, babystep2, daveramsey, determination, motivation, debtfreescream, studentloans, thankyougod, fpu, hustle, independence

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