# @daveramsey on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/B_a_0q3Jrh1
- **Gondola URL:** https://gondola.cc/posts/11582803-daveramsey-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/legacy-do/9d2d63fc49427a26593e69d26a1cc81e2068e709d5862c7cedffe4c730493dd8.jpg
- **Posted:** 2020-04-25T23:12:10.000+00:00
- **Account Owner:** Dave Ramsey (@daveramsey) — https://gondola.cc/daveramsey

## Caption

Wow. SO proud of you two!! #repost chrissyreiff14
$33,006.98 PAID OFF in 10 MONTHS!!! 🎉 💥 🎉 💥 🎉 💥 🎉
Exactly 10 months ago we aggressively started our debt free journey. Craig & I still have a way to go, but today we wanted to take a deep breath, pause, and reflect on our 10 months and celebrate this...
We payed off 11 DEBTS so far between the two of us in the last 10 months!!!
7 credit cards! 2 cars! 2 medical debts!
I added extra work days, hours, services. We sold old things and budgeted every dollar we earned to the penny. We drastically cut spending & basically lived on less than half of one income. We skipped events, vacations, coffees, eating out, shopping for “wants”. I rolled my change, budgeted, & carried around cash envelopes. I watched endless hours of financial YouTube videos, podcasts, & social media accounts that pushed me to keep going. A HUGE Thank you to daveramsey & thebudgetmom! The real eye opener: Having a real and intense medical emergency, not being as prepared as what we needed, losing 6 months of my income, & having a 3 month hospital & NICU stay. The medical bills we received totaled close to a million dollars. (No joke.) Nothing opens your eyes like seeing those numbers. I promised myself in that moment to do everything in my power to tackle our finances & get our family in a better situation. We could sit around & pout for two years that Dylan can’t go out, see people, or travel & that our life has been drastically different with his medical quarantine or we can show him & Layla that we were optimistic, proactive, productive, & used this time (and money) the best way we could! We will all have a better life moving forward thanks to us being in a more secure spot. It will protect us, heaven forbid we ever face something like that again....like with Covid 19. I’m out of an income again & I couldn’t be more grateful that we spent the last 10 months doing this. We cut our monthly expenses in half, & Thank God we are ok right now because of that. Although we are not finished, today we will celebrate our progress anyway!!
☺️ #debtfreejourney #debtfreecommunity #daveramsey #debtfreegoals #babysteps #nicubaby #covid19 #thebudgetmom

## Stats

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- **Likes:** 12,494
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- **Comments:** 124

## Tags

debtfreecommunity, covid19, daveramsey, debtfreejourney, nicubaby, thebudgetmom, debtfreegoals, babysteps, repost

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