# @daveramsey on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/B7Zri5JghQp
- **Gondola URL:** https://gondola.cc/posts/11583050-daveramsey-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/thumbnails/b390d30745.jpg
- **Posted:** 2020-01-17T00:50:10.000+00:00
- **Account Owner:** Dave Ramsey (@daveramsey) — https://gondola.cc/daveramsey

## Caption

Excellent job! Proud of you. 💪

#repost invertedoptics

This is by no means a boastful post. I just want to share my debt-free journey with everyone to show that getting out in debt is achievable.
About a month ago on 12/14/2019, I paid off my last consumer debt—my student loan. Over the past 16 months, I’ve paid off $33,030 aggressively and sacrificially by becoming very frugal, selling everything in sight (including my beloved Subaru WRX), working side jobs, telling my money what to do by having a tight budget (which took months to dial-in), postponing fun things and having almost no life. My girlfriend was my biggest cheerleader as she regularly cooked for me and agreed that it was better to pay off my debts rather than go out on regular dates. This debt was an accumulation of a phone, 401K loan, a car, credit cards and student loans. No more payments. You’re probably thinking, “aren’t you going to purchase a home”? Yes, that is a goal, as I’m tired of throwing money away on rent. A 100% down payment is near impossible, so I plan to pay off my mortgage just as aggressively as I did with my consumer debt.
Over 16 months ago, I stumbled across this guy Dave Ramsey. I was hooked and listened to his podcast every day for about 3 months which basically taught me how to get out of debt and got me fired up to do so. Later I borrowed his audiobook (I was too cheap to buy it!) “The Total Money Makeover” which I didn’t even have to listen to because he talked about everything to his callers on his radio show.
God also rewarded me several times during this journey, including specifically at the beginning and the end. I’m excited for what else God is going to do in the years to come! Here’s to a new decade, #debtfree . •
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#daveramseybabysteps #daveramsey #dave #totalmoneymakeover #total #money #makeover #debtfreecommunity #debtfreejourney #debtfreegoals #budgeting #budget #everydollar #debtsnowball #2020 #frugal #shinnecock #inlet

## Stats

- **Views:** 0
- **Likes:** 11,921
- **Shares:** 0
- **Comments:** 139

## Tags

debtfreecommunity, debtfree, money, budgeting, debtfreejourney, makeover, daveramseybabysteps, totalmoneymakeover, everydollar, dave, debtfreegoals, repost, shinnecock, frugal, daveramsey, inlet, 2020, debtsnowball, budget, total

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