# @daveramsey on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/BsZSPrvA3m-
- **Gondola URL:** https://gondola.cc/posts/11583885-daveramsey-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/thumbnails/5db1dab910.jpg
- **Posted:** 2019-01-09T01:18:02.000+00:00
- **Account Owner:** Dave Ramsey (@daveramsey) — https://gondola.cc/daveramsey

## Caption

Awesome job, you two!! 💪

#repost @emilyramirezsilva 
2018 you were oh so good to us...After 12 long months we are so thrilled to say that WE'RE DEBT FREEEEEE!!! no more credit card payments and NO. MORE. STUDENT. LOANS!!!!! (Bye 👋Bye👋 Bye 👋 myfedloans ) •
This is honestly unreal to us because we attempted this goal at least two other times and would never follow through. But we decided January 2018 that this was going to be the year of financial freedom. This year was extremely tough and rewarding all at the same time. We had to say no to buying new cars, say no to going on vacation and simply really trying to stay away from Target 😉
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How did we do it? 
BUDGET, BUDGET, BUDGET. It came to the point when I would get paid and my money wouldn't sit in my account for no more than six hours. I looked forward to seeing our debt decrease every two weeks. #debtsnowball 
SIDE HUSTLES not only do we have our 9-5 jobs but I ended up doing photography as one of my side hustles (My fave). I also picked up teaching online at 3 in the morning Monday-Friday @thevipkidlife #vipkid

OVERTIME the hubby @memonkeythree also picked up extra hours at work.. poor thing even worked Christmas Eve and Christmas Day ❤
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But man oh man it all paid off! We worked as a team and I am so thankful that we were able to accomplish this goal together. It made us that much more stronger. •
Thank you @daveramsey for your teachings, you motivated us every single day. We listened to your podcasts and watched the incredible debt free screams by amazing individuals who have worked so hard to accomplish their debt free goal.
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Cheers to 2018 🥂 2019 we are ready for you❤

#daveramsey #rachelcruze #chrishogan360 #christybwright #debtfree #debtfreecommunity #debtfreeinsunnysocal #debtfreeinsunnyca #snowball #gazelleintense #debtfreescream #myfedloans #weredebtfree #babystep2 #financialpeaceuniversity #homesweetsilva #jorgeandemily

## Stats

- **Views:** 0
- **Likes:** 11,397
- **Shares:** 0
- **Comments:** 172

## Tags

rachelcruze, debtsnowball, debtfreeinsunnyca, snowball, debtfreeinsunnysocal, financialpeaceuniversity, vipkid, myfedloans, debtfreecommunity, debtfree, gazelleintense, homesweetsilva, weredebtfree, repost, babystep2, daveramsey, jorgeandemily, christybwright, debtfreescream, chrishogan360

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