# @daveramsey on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/Bh7uT4WBNPf
- **Gondola URL:** https://gondola.cc/posts/11584341-daveramsey-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/thumbnails/0ccb54fdca.jpg
- **Posted:** 2018-04-24T00:32:07.000+00:00
- **Account Owner:** Dave Ramsey (@daveramsey) — https://gondola.cc/daveramsey

## Caption

WAY TO GO!!! You earned this! 💪👏 #Repost modernbudgetcurl ・・・
On Feb 10th, 2016 I started my first budget and decided to give this whole debt free journey thing a shot (Thanks to live.love.budget). I was going on my second deployment and didn’t have much planned for life after coming home so I wanted to take control of my finances since I knew I would be making a good amount of money. -
During that deployment I paid off all my credit cards, furniture, and my brand new jeep that I brought in 2015. I was also able to save a 6 month emergency fund (which I later used to pay debt) since I was not sure about a job when I came home. -
I came home and kept budgeting. I FAILED along the road, was cash flowing undergrad and now graduate school, and OVERSPENT. But no matter how I did the month before every month was a fresh start to reach my DREAMS. I made amazing connections on this #DebtFreeJourney and am so proud of the friends I have made along the way(#DebtFreeCommunity). On April 20th, 2018 I became debt free. In 2 years, 2 months, and 10 days I paid off $88,293.34. -
How did I do it? 1) I found a COMMUNITY and group of people to keep me accountable. 2) I set REALISTIC goals for MYSELF. 3) I side hustled like CRAZY. Going to school full time, working, and side hustling was not always fun but I knew it would be temporary. Now my side hustle is going to be my full time employment. -
Along the way for me A LOT of things happened. I got out of the army after 6+ years, moved back home, was unemployed, graduated undergrad and starts my masters. I battled with depression and anxiety. I would self destruct but I always came back to this quote and this is where I will end my story. “A dream doesn’t become reality through magic; it takes sweat, determination and hard work.” -Colin Powell #debtfreecommunity #DebtFreeClub #debtfreejourney #daveramsey #debtfreescream #byebyedebt #modernbudgetcurl #youtuber

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- **Views:** 0
- **Likes:** 12,842
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- **Comments:** 206

## Tags

debtfreeclub, repost, byebyedebt, youtuber, debtfreecommunity, daveramsey, debtfreescream, debtfreejourney, modernbudgetcurl

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