# @desertnorthrealty on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/CFZ43cXH3s0
- **Gondola URL:** https://gondola.cc/posts/12664653-desertnorthrealty-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/thumbnails/20eda3ea09.jpg
- **Posted:** 2020-09-21T16:00:22.000+00:00
- **Account Owner:** Desert North Realty (@desertnorthrealty) — https://gondola.cc/desertnorthrealty

## Caption

So you applied for a mortgage, and… your loan application was denied. Boo. ⁣
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But keep your chin up and don’t stress — there’s hope yet for aspiring homeowners just like you. Here’s what you can do:⁣
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1. Find out why you were denied. Your loan officer should give you a definite answer as to why your application was turned down. Having this info will help you know what you need to do for next time.⁣
2. Check your credit report. Pull your free credit report and make sure there aren’t any errors.⁣
3. Pay down your debt. Most lenders want to see a debt-to-income of less than 43 percent. Do what you can to come in under that number by paying off credit cards, student loans, and car payments.⁣
4. Shop around. If you were denied a conventional loan, talk with your realtor or mortgage advisor about other loan products that may work with your financial profile. Don’t be afraid to speak with multiple lenders.⁣
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If you’re looking to buy a home and have had trouble getting a loan, give us a call. We would love to listen, encourage, and get you back on the path to homeownership. 
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## Stats

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- **Likes:** 10
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## Tags

alwaysbeclosing, welovehouses, mortgagelender, buyersagent, homesweethome, azrealestate, sellersmarket, mortgage, scottsdalerealestate, mortgagetips, lovewhereyoulive, realtorlife, sellersagent, azrealtor, azliving, stoprenting, realtor, happyhome, az, arizona, phoenixrealtor, gilbertrealestate, phoenixrealestate, mondaymotivation, flagstaffrealestate, mortgagemonday

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