# @kate.linkletter on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DGzLNp0ur-g
- **Gondola URL:** https://gondola.cc/posts/27103605-katelinkletter-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/f8502764bd.jpg
- **Posted:** 2025-03-05T01:45:27.000+00:00
- **Account Owner:** KATE LINKLETTER (@kate.linkletter) — https://gondola.cc/kate.linkletter

## Caption

MY TOP 4 MONEY TIPS 💸

Since I’ve been working with Summit Credit Union for a while now, I wanted to share what I’ve learned so far on my financial journey.

1. Track Your Spending
• The best place to start is by knowing how much you make and where it’s all going.
• Summit has free, easy-to-use expense-tracking worksheets on their website.

2. Consider Opening a Credit Card
• You don’t need to spend much—just make your payments on time to build a good credit history.
• Good credit history = better credit score
• Better credit score = lower interest rates
• Lower interest rates = more money in your pocket

3. Wants vs. Needs
• Ask yourself:
	•	Do I really need this?
	•	Is this just a trend?
	•	Do I already have something similar?

4. Pay Yourself First
• Follow the 50/30/20 rule:
	•	50% needs
	•	30% wants
	•	20% savings
• Set up automatic transfers from your paycheck to your savings—it makes things so much easier!

Visit @summitcreditunion to take charge of your financial journey. 💚 Insured by NCUA #ad

## Stats

- **Views:** 941
- **Likes:** 143
- **Shares:** 0
- **Comments:** 15

## Credits

| Name | Username | Profile | Role |
| --- | --- | --- | --- |
| KATE LINKLETTER | @kate.linkletter | https://gondola.cc/kate.linkletter | Influencer |
| Summit Credit Union | @summitcreditunion | https://gondola.cc/summitcreditunion | Business |
| Logan Ball | @Logan_Ball | https://gondola.cc/Logan_Ball | Editor |
| Logan Learfield | @LoganLearfield | https://gondola.cc/LoganLearfield | Account Manager |

## Tags

ad

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