# @pacemorby on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DFVZY6Jv2bv
- **Gondola URL:** https://gondola.cc/posts/27861599-pacemorby-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/a7ae7358a4.jpg
- **Posted:** 2025-01-27T15:50:14.000+00:00
- **Account Owner:** Pace Jordan Morby (@pacemorby) — https://gondola.cc/pacemorby

## Caption

This phone call just helped these agents make $12K on a home they’re not even listing. How? They learned a little-known strategy called SubTo.

Quick disclaimer: I’m not a Realtor. I don’t have a license, and I don’t work for commissions. I either buy properties to rent out or help families afford them by becoming their bank—no need for traditional financing. On average, I make $15K per deal.

Here’s the exact process we use to find these deals (and they’re everywhere):

1️⃣ Find homes struggling to sell. Check out homes on the MLS that have been sitting for 100+ days with low equity (I use GetSaucyDeals.com for this).

2️⃣ Call the agent. Ask if their seller would consider “terms” (aka creative financing options like SubTo or seller financing). I’ve done this thousands of times—it’s all on my YouTube channel.

3️⃣ Follow up. Whether it’s by phone or in person, connecting with agents is key. These agents came to my office—they had heard of these strategies but never used them.

4️⃣ Meet the seller. Explain that I’ll take over the mortgage without bank approval. Yes, the loan stays in their name, but I become the new owner.

5️⃣ Close the deal. I use GetCreativeTitle.com to handle all the paperwork.

6️⃣ Take over payments. I take over a mortgage with a 3%, 4%, or 5% interest rate and move in a family who never thought they’d own a home.

7️⃣ Collect rent or payments. Depending on the situation, I turn this into consistent cash flow.

8️⃣ Repeat. Everyone wins: the agents make money, the sellers get out of a tough situation, the buyers move into a home, and I earn at least $15K per deal.

Want the full step-by-step guide? Drop SUBTO in the comments or DM me, and I’ll send it your way when it’s ready. Let’s get creative together!#creativefinance #realtor #subto #makemoney #realestate #agent

## Stats

- **Views:** 0
- **Likes:** 828
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- **Comments:** 76

## Tags

realestate, agent, realtor, makemoney, subto, creativefinance

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