# @edwardcollins_upleveled on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DNisTw8xGcf
- **Gondola URL:** https://gondola.cc/posts/35104054-edwardcollins-upleveled-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/23264a3b00.jpg
- **Posted:** 2025-08-19T15:45:41.000+00:00
- **Account Owner:** Edward Collins | Money Lawyer & Wealth Strategist (@edwardcollins_upleveled) — https://gondola.cc/edwardcollins_upleveled

## Caption

I’m not anti-insurance.

But a lot of insurance agents think I am.

Here’s the truth ...

I actually think insurance is a fantastic tool.

It’s just not what many agents sell it as.

It’s not an investment alternative.

It’s a risk mitigation tool.

Now, if you structure it the right way, you can unlock other benefits.

But here’s the kicker:

The way I recommend structuring it …

✅ Minimum death benefit ... relative to ...

✅ Maximum cash value.

… happens to produce some of the lowest commissions for insurance agents.

And that’s why a lot of policies get sold the other way:

High death benefit, low cash value.

Which means it’ll take you years, maybe decades, before you can effectively borrow against it.

📌 Remember: when you “borrow” from your policy,

You’re actually borrowing from the insurance company.

And the loan is secured by your policy itself.

Done right, this is critical to the Rockefeller Method.

Done wrong, it’s just an expensive product that underperforms.

👉 Want to see how the Rockefeller family has used insurance the right way to master legacy?

Drop “YouTube” and I’ll send you the link to my Channel where I break it all down.

 LS0005_SF5

## Stats

- **Views:** 13,459
- **Likes:** 859
- **Shares:** 0
- **Comments:** 70

## Credits

| Name | Username | Profile | Role |
| --- | --- | --- | --- |
| Edward Collins | Money Lawyer & Wealth Strategist | @edwardcollins_upleveled | https://gondola.cc/edwardcollins_upleveled | Talent |
| Hector Garcia | @Hector_FilmSchool | https://gondola.cc/Hector_FilmSchool | Content Producer |

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