# @blackrock on YouTube

- **Type:** Video
- **Original URL:** https://youtube.com/watch?v=ZGcr8UrddVM
- **Gondola URL:** https://gondola.cc/posts/35204117-blackrock-youtube
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/b82ba1a6a5.jpg
- **Posted:** 2025-10-03T04:00:48.000+00:00
- **Account Owner:** BlackRock (@BlackRock) — https://gondola.cc/BlackRock

## Caption

Retirement confidence is under pressure. While younger generations are entering the workforce with optimism, the latest Read on Retirement report reveals troubling gaps between savers, plan sponsors, and retirees. Only 38% of employers believe their employees are on track, and confidence among retirees has dropped to historic lows.

In this episode of The Bid, host Oscar Pulido speaks with Jamie Magyera, Head of BlackRock’s U.S. Wealth Advisory and Retirement Business, about the findings from a decade of retirement data. Together, they explore what’s driving the confidence gap - and the bold actions needed to close it.

Jamie highlights three calls to action for the retirement industry: expand access to professional management, deliver guaranteed income solutions, and broaden portfolios to include private markets. She also underscores the need for education and re-enrollment so savers fully benefit from these innovations. With retirement confidence at a crossroads, this episode offers both a reality check and a roadmap for plan sponsors, policymakers, and individuals alike.

Key moments in this episode:
00:00 Retirement Confidence at a Crossroads
01:53 Exploring a Decade of Retirement Data
03:21 The Confidence Gap in Retirement Readiness
05:08 Calls to Action for Closing the Gap
08:57 Generational Perspectives on Retirement
11:01 Gender Differences in Retirement Confidence
12:56 Challenges and Headwinds in Retirement Saving
14:03 Future Changes in Retirement Planning
17:40 Personal Reflections and Advice on Saving
19:33 Conclusion and Farewell

Key insights include:
• Why retirement savers’ confidence often outpaces employers’ assessment, and what this paradox reveals.
• How target date funds and auto-enrollment are making retirement saving easier and more effective.
• Why guaranteed income solutions are increasingly vital to ensure retirees don’t outlive their savings.
• The growing importance of private markets in delivering long-term returns and diversification alongside public markets.
• Differences across generations and genders in retirement confidence - and how advice and professional management can help bridge gaps.
• How market volatility, student debt, and competing financial priorities continue to challenge long-term savers.

🎧Check out this retirement playlist on Spotify: https://open.spotify.com/playlist/08Fx1iZaBwLclqpswIbjUq

👉 Subscribe to The Bid podcast playlist for more insights from BlackRock experts: https://1blk.co/48iHOs4 

🔗 Follow Us on LinkedIn: https://1blk.co/3v09q6Q 
🔗 Follow Us on Twitter (or X): https://1blk.co/3NuiIOW 

Sources: BlackRock’s Read on Retirement Survey, September 2025

#retirement #retirementplanning #targetdatefunds #privatemarkets #capitalmarkets 

This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.

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## Tags

retirement, privatemarkets, targetdatefunds, capitalmarkets, retirementplanning

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