# @bhamnow on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DQFoQgqDwt4
- **Gondola URL:** https://gondola.cc/posts/35948670-bhamnow-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/090ff20a40.jpg
- **Posted:** 2025-10-21T22:35:33.000+00:00
- **Account Owner:** Bham Now (@bhamnow) — https://gondola.cc/bhamnow

## Caption

NowPartner🍭TRICK OR TREAT—MONEY MYTH EDITION: We stopped people at Railroad Park to ask about some *scary* money myths. Take a look at what our Financial Expert had to say + level up your money game this season, Bham👇

🎃Trick: You can’t buy a house if you have student loans
💡What really matters is your debt-to-income ratio. Having student debt doesn’t disqualify you from owning a home!
‼️BONUS: legacy_cu can help you navigate home buying with student debt

🎃Trick: Checking your credit report will hurt your score
💡Checking your own credit is safe! It’s considered a soft inquiry + won’t hurt your score. 
‼️BONUS: Reviewing your score regularly helps you catch any errors early.

🎃Treat: You’re never too young to think about retirement
💡Thanks to compounding interest, even small contributions to a 401(k) or Individual Retirement Account (IRA) can grow into a big retirement fund. Starting earlier is actually the best gift you can give yourself.

💸Benefits of credit unions:
—You can find *free* expert advice on loans, investments, savings, checking + more at legacy_cu
—Better savings + borrowing rates on deposit accounts
—More personalized customer service + financial services tailored to your specific needs

Visit legacycreditunion.com to start crafting your financial legacy today.

How many of these truths surprised you? Let us know in the comments👇

#financialliteracy #moneymyths #financialfreedom #bhamal WC

## Stats

- **Views:** 1,923
- **Likes:** 65
- **Shares:** 0
- **Comments:** 1

## Tags

financialfreedom, moneymyths, bhamal, financialliteracy

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