# @benzinga on TikTok

- **Type:** Video
- **Original URL:** https://www.tiktok.com/@benzinga/video/7567907049720368414
- **Gondola URL:** https://gondola.cc/posts/36451910-benzinga-tiktok
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/81ce2bdd10.jpg
- **Posted:** 2025-11-01T23:44:39.000+00:00

## Caption

Dave’s CEO says they’ve been using AI since 2019. 🤖💡 Jason Wilk explains how the company pioneered cash flow-based underwriting — approving people based on income, spending, and employment instead of FICO scores. The result? Loss rates are now near 1% after Q2. ⚡️ #DaveApp #JasonWilk #AIUnderwriting #Fintech #DigitalBanking

## Stats

- **Views:** 288
- **Likes:** 9
- **Shares:** 0
- **Comments:** 0

## Tags

jasonwilk, daveapp, fintech, digitalbanking, aiunderwriting

---
Copyright (c) Gondola