# @smeharbinger on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/DQ4ww2Lic9W
- **Gondola URL:** https://gondola.cc/posts/36816491-smeharbinger-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/42e30ab475.jpg
- **Posted:** 2025-11-10T19:00:00.000+00:00
- **Account Owner:** The Harbinger (@SMEHarbinger) — https://gondola.cc/SMEHarbinger

## Caption

When sophomore Hampton Boyd broke both his right forearm bones playing lacrosse two years ago, the process was straightforward: a cast and a few doctor visits.

But it cost $8,000. Health insurance only covered $1,500.

Healthcare is expensive, and the costs of buying health insurance go up yearly. The estimated cost of healthcare will increase next year by more than 9% — making it the highest jump in a decade, according to the New York Times. On top of this, the cost of some 2026 health insurance plans will increase by an average 30% and could reach up to 114%, according to KFF.

With families signing up for their 2026 health insurance plan in November and December, higher health insurance costs are forcing SM East families, some of whom own small businesses, to navigate the balance between how much they’ll need to spend on health insurance and the benefits it offers.

“Most high school students don’t think about [health insurance],” said Rick Boyd, Hampton’s father and a benefits consultant for an insurance broker. “I would say that’s true for most college students and most adults in their 20s.” 

To read more, click the link in bio.

#storybyavnibansal
#pagedesignbysydneyeck
#coverdesignbylibbymarsh
#socialmediabysydneyeck
#photobytylerrussell

## Stats

- **Views:** 0
- **Likes:** 57
- **Shares:** 0
- **Comments:** 0

## Tags

storybyavnibansal, photobytylerrussell, pagedesignbysydneyeck, coverdesignbylibbymarsh, socialmediabysydneyeck

---
Copyright (c) Gondola