# @hsbc_hk on YouTube

- **Type:** Video
- **Original URL:** https://youtube.com/watch?v=5O57V3xrFcg
- **Gondola URL:** https://gondola.cc/posts/36836676-hsbc-hk-youtube
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/04a088e318.jpg
- **Posted:** 2025-11-13T07:34:11.000+00:00
- **Account Owner:** HSBC Hong Kong (@hsbc_hk) — https://gondola.cc/hsbc_hk

## Caption

【退休難以預計？✨滙豐保險有「坐享豐收」計！】

退休，從來唔係撳個「暫停」制，而係開啟新模式繼續探索人生！🔥 

根據滙豐《生活質素報告2025》，原來31%嘅人覺得6至12個月係最理想嘅微退休時長，而40%嘅人計劃每次微退休花費上限係78.5萬港元！

想喺享受生活同理財之間搵到完美balance？我地有「坐享豐收」計！唔使動用保單本金，坐享被動收入*，保單仲有機會升值📈。一邊享受當下，一邊累積財富，撐起你嘅豐盛未來！💰✨

退休難以預計？滙豐保險早有妙計！✨「滙越保險計劃」坐享被動收入*💰、彈性提取現金^💳、健康應急保障🩺、傳承👨‍👩‍👦、退休專屬增值服務^^🤝——5計在手，包辦未來，唔洗左計右計，實現精彩退休生活！

即睇退休有咩計或與保險顧問預約會面：https://grp.hsbc/HSBCBIIPYTproductBmassTC 

想知更多關於微退休：https://grp.hsbc/60007Ths0

#滙豐保險 #滙越保險計劃 #坐享豐收計 #退休難以預計 #滙豐保險早有妙計 #退休5策萬全計

*任何非保證每月紅利以每月派發或積存生息（視乎情況而定）乃非保證。在某些情況下，非保證每月紅利可能為零。
^在調減保單金額後，本保單的已繳基本計劃總保費、淨現金價值、非保證每月紅利（如有）以及任何保障金額（包括附加保障部份）將按比例調整及減少。除保單條款訂明的其他要求外，每次進行提取後必須保持的本公司可酌情不時更改的最低保單金額的要求。
^^退休專屬增值服務由獨立第三方服務供應商提供。滙豐保險並非服務供應商或其代理人。如有任何爭議，本公司將保留最終決定權。如需了解詳情，請聯絡服務供應商。
滙越保險計劃是一款具儲蓄成分及非保證回報的長期分紅壽險產品。保費的一部分用於支付保險及相關費用。本計劃並不等同於或類似任何形式的銀行存款、年金或延期年金。保單持有人不能透過本計劃獲享稅務扣除。有關詳細產品特點及詳細的條款及細則，請參閱相關產品的保單條款。
本資訊旨在提供予香港特別行政區境內人士。
由滙豐人壽保險（國際）有限公司（註冊成立於百慕達之有限責任公司）刊發。

【Can’t see past retirement?✨Enjoy effortless reward with HSBC Life】

Retirement has never been a “Stop” sign; it’s the magic button to open up a new chapter of your life!🔥

According to HSBC Quality of Life Report 2025, 31% of respondents deem 6-12 months the ideal length for micro-retirement, and 40% plan to spend up to HK$785,000 during their micro-retirement period!

Want to find the balance between living it up and keeping your finances healthy? Earn passive income without drawing from your policy principal — your policy might potentially appreciate📈. Enjoy life all while accumulating wealth, and build a strong foundation for your future with our plan!💰✨

Can’t predict your retirement life? HSBC Life has got you covered.✨Our Bright Income Insurance Plan gives you passive income*💰, flexible cash withdrawal^💳, health and emergency coverage🩺, legacy planning👨‍👩‍👦, and dedicated retirement value-added services^^🤝— the 5-in-1 retirement plan to cover your future from all angles, so you can enjoy a carefree retirement!

See what retirement has in store for you or make an appointment with our insurance specialist: https://grp.hsbc/HSBCBIIPYTproductBmassEN

Learn more about mini-retirement: https://grp.hsbc/60047ThQ8

#HSBCLife #HSBCBrightIncome #PlanYourRetirement #5In1RetirementPlan #EffortlessReward

*The non-guaranteed Monthly Dividend (where applicable) will be paid every month via Dividend Payout. You may also choose to accumulate these dividends at a non-guaranteed interest rate as we declare at our discretion from time to time.
^Upon the reduction of policy amount, the Total Basic Plan Premium Paid, Net Cash Value, non-guaranteed Monthly Dividend (if any) and the Protection Amount (including supplementary benefits) under this policy will be adjusted and reduced proportionally. Among other requirements as stated in the policy provisions, a minimum policy amount must be maintained after each withdrawal and may subject to change at HSBC Life’s discretion from time to time.
^^Retirement value-added services are provided by independent third-party service providers ("Service Providers"). In the event of dispute, HSBC Life reserves the right of final decision. For details, please contact the relevant Service Provider.
HSBC Bright Income Insurance Plan is a long-term participating life insurance plan with a savings element and non-guaranteed returns. Part of the premium pays for the insurance and related costs. It is not equivalent or similar to any kind of bank deposit, annuity insurance products or qualifying deferred annuity policies. This product will not provide any tax deduction benefit to the policyholder. Please refer to the policy provisions for detailed information on features, terms and conditions.
The information is intended for persons in HKSAR only.
Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability).

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## Tags

退休難以預計, hsbclife, effortlessreward, 滙豐保險早有妙計, 5in1retirementplan, hsbcbrightincome, 坐享豐收計, planyourretirement, 滙越保險計劃, 退休5策萬全計, 滙豐保險

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