# @hsbc_hk on YouTube

- **Type:** Video
- **Original URL:** https://youtube.com/watch?v=nboj3FvCpvQ
- **Gondola URL:** https://gondola.cc/posts/37065839-hsbc-hk-youtube
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/52e101c19a.jpg
- **Posted:** 2025-11-18T08:42:59.000+00:00
- **Account Owner:** HSBC Hong Kong (@hsbc_hk) — https://gondola.cc/hsbc_hk

## Caption

【退休難以預計？滙豐保險有✨「健康為上」計！】

滙豐《生活質素報告2025》顯示，47%嘅港人計劃喺正式退休前試吓「微退休」，而仲想早到49歲就開始實行！雖然早退早享受，但其實只要有一個健康問題，隨時可以打亂晒你嘅退休大計。🤔

我地嘅「健康為上」計有全港首創**SilverGuard，專為退休人士設計，幫你解鎖健康及應急保障，應付突發開支。無論係微退休定真正退休，隨時隨地都有後盾支持！👶

退休難以預計？滙豐保險早有妙計！✨「滙越保險計劃」畀你坐享被動收入*💰、彈性提取現金^💳、健康應急保障🩺、傳承👪、退休專屬增值服務^^🤝——5計在手，包辦未來，唔洗左計右計，實現精彩退休生活！

即睇退休有咩計或與保險顧問預約會面：https://grp.hsbc/HSBCBIIPYTproductCmassTC 
想知更多關於微退休：https://grp.hsbc/60067Z66n

#滙豐保險 #滙越保險計劃 #退休難以預計 #滙豐保險早有妙計 #退休5策萬全計 #健康為上計

*任何非保證每月紅利以每月派發或積存生息（視乎情況而定）乃非保證。在某些情況下，非保證每月紅利可能為零。
^在調減保單金額後，本保單的已繳基本計劃總保費、淨現金價值、非保證每月紅利（如有）以及任何保障金額（包括附加保障部份）將按比例調整及減少。除保單條款訂明的其他要求外，每次進行提取後必須保持的本公司可酌情不時更改的最低保單金額的要求。
**根據截至2025年8月對其他香港特別行政區的市場同業公開發售的同類長期分紅保險計劃比對後，對現有市場資訊的解讀。
^^退休專屬增值服務由獨立第三方服務供應商提供。滙豐保險並非服務供應商或其代理人。如有任何爭議，本公司將保留最終決定權。如需了解詳情，請聯絡服務供應商。
滙越保險計劃是一款具儲蓄成分及非保證回報的長期分紅壽險產品。保費的一部分用於支付保險及相關費用。本計劃並不等同於或類似任何形式的銀行存款、年金或延期年金。保單持有人不能透過本計劃獲享稅務扣除。有關詳細產品特點及詳細的條款及細則，請參閱相關產品的保單條款。
本資訊旨在提供予香港特別行政區境內人士。
由滙豐人壽保險（國際）有限公司（註冊成立於百慕達之有限責任公司）刊發。

【Can’t see past retirement? HSBC Life puts your health first✨!】

According to HSBC Quality of Life Report 2025, 47% of Hongkongers plan for “semi-retirement” before officially retiring — and many even hope to start as early as the age of 49! While early retirement sounds fantastic, a single health issue could easily derail your plans.🤔

Let us introduce SilverGuard— Hong Kong’s first** protection designed for retirees, providing both health and emergency coverage. Whether you’re easing into semi-retirement or embracing a full-on retirement life, HSBC Life has got your back!👶

Can’t predict your post-retirement life? HSBC Life has got you covered.✨Our Bright Income Insurance Plan gives you passive income*💰, flexible cash withdrawal^💳, health and emergency coverage🩺, legacy planning👪, and dedicated retirement value-added services^^🤝— the 5-in-1 retirement plan to cover your future from all angles, so you can enjoy a carefree retirement!

Check out how your future adds up or make an appointment with our insurance specialist: https://grp.hsbc/HSBCBIIPYTproductCmassEN

Learn more about mini-retirement: https://grp.hsbc/60037Z6Bf

#HSBCLife #HSBCBrightIncome #PlanYourRetirement #5in1RetirementPlan #HealthFirst

*The non-guaranteed Monthly Dividend (where applicable) will be paid every month via Dividend Payout. You may also choose to accumulate these dividends at a non-guaranteed interest rate as we declare at our discretion from time to time.
^Upon the reduction of policy amount, the Total Basic Plan Premium Paid, Net Cash Value, non-guaranteed Monthly Dividend (if any) and the Protection Amount (including supplementary benefits) under this policy will be adjusted and reduced proportionally. Among other requirements as stated in the policy provisions, a minimum policy amount must be maintained after each withdrawal and may subject to change at HSBC Life’s discretion from time to time.
**Based on our interpretation of currently available market information, by comparing our Plan with other similar publicly available long-term participating insurance plans issued by other Hong Kong SAR market players as of August 2025.
^^Retirement value-added services are provided by independent third-party service providers ("Service Providers"). In the event of dispute, HSBC Life reserves the right of final decision. For details, please contact the relevant Service Provider.
HSBC Bright Income Insurance Plan is a long-term participating life insurance plan with a savings element and non-guaranteed returns. Part of the premium pays for the insurance and related costs. It is not equivalent or similar to any kind of bank deposit, annuity insurance products or qualifying deferred annuity policies. This product will not provide any tax deduction benefit to the policyholder. Please refer to the policy provisions for detailed information on features, terms and conditions.
The information is intended for persons in HKSAR only.
Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability).

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- **Views:** 122,894
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## Tags

退休難以預計, 健康為上計, hsbclife, healthfirst, 滙豐保險早有妙計, 5in1retirementplan, hsbcbrightincome, planyourretirement, 滙越保險計劃, 退休5策萬全計, 滙豐保險

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