# @humphreytalks on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DS77C6ikdl7
- **Gondola URL:** https://gondola.cc/posts/38394980-humphreytalks-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/27fd5104e1.jpg
- **Posted:** 2025-12-31T17:31:40.000+00:00
- **Account Owner:** Humphrey Yang (@humphreytalks) — https://gondola.cc/humphreytalks

## Caption

3 Things You Must Do As Soon As You Get Paid!

Comment ‘350’ on this reel for a link to the HYSA Bonus. 

1️⃣ Have 3-6 months of emergency funds saved up. This will help if you ever run into an unexpected medical bill, home repair, car maintenance, or job loss. If you have $3000 a month in expenses: target between $9-18k.

2️⃣ Pay off high interest rate debt. Anything greater than 8%.

3️⃣ Start investing. $500 a month into a brokerage or Roth IRA, or 401k, can do wonders for your retirement account. For brokerages, I personally like Fidelity, Robinhood, Schwab, and Vanguard.

That’s it! Let me know if you have any questions. #money #bank #emergencyfund #personalfinance
#affiliate

## Stats

- **Views:** 4,553
- **Likes:** 1,189
- **Shares:** 0
- **Comments:** 148

## Tags

personalfinance, money, bank, emergencyfund, affiliate

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