# @mgthemortgageguy on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DU8Q7qdjfe6
- **Gondola URL:** https://gondola.cc/posts/56778881-mgthemortgageguy-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/947ddc501f.jpg
- **Posted:** 2026-02-19T13:47:13.000+00:00
- **Account Owner:** Matthew Garland NMLS#58700 (@mgthemortgageguy) — https://gondola.cc/mgthemortgageguy

## Caption

This was 2022… and most people still don’t know this exists.

The Fannie Mae HomeStyle Renovation Loan lets you finance the purchase AND the renovation in one loan — based on the after-repair value.

Meaning you can buy the worst house on the block and turn it into the best one… without paying for the renovation out of pocket.

Even better, you can use it on multi-family properties and house hack while forcing equity.

Important update:
Back when I recorded this, multi-family required 15–20% down.

Guidelines have since improved. In some cases today, you can buy a multi family with as little 5% down  depending on occupancy, credit, and overall profile.

This is how you create equity on day one instead of waiting years for appreciation.

Most people shop for finished homes. Smart buyers create value.

If you want to learn how to use HomeStyle or renovation financing to build wealth faster…

Comment STRATEGY and I’ll get you on my calendar.

#mgthemortgageguy 
#rehab
#rehabloans 
#brrrrr

## Stats

- **Views:** 310
- **Likes:** 413
- **Shares:** 0
- **Comments:** 29

## Tags

rehab, mgthemortgageguy, rehabloans, brrrrr

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