# @financewizardcl on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DPWbOKdCcOh
- **Gondola URL:** https://gondola.cc/posts/59780892-financewizardcl-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/36556c7286.jpg
- **Posted:** 2025-10-03T14:31:11.000+00:00
- **Account Owner:** Chandralekha Mittemari Ravikumar (@financewizardcl) — https://gondola.cc/financewizardcl

## Caption

👀This STRATEGY made this Bengaluru wife more MONEY than her Husband.

Hi, I am Chandralekha and I love talking about money.

The wife earned ₹20L more even though both wife and husband invested the same ₹20k SIP. She split the same ₹20k across large-cap, mid-cap, and small-cap funds. After 10 years, she built ₹65 Lakh.

That is mainly because of the presence of small and midcap fund in the portfolio. 

But how did she pick the right fund?

Let’s take Motilal Oswal Midcap as an example to understand the process of choosing funds:

✅CAGR: This fund showed stronger 3 to 5-year CAGR compared to its peers.
✅ Benchmark: It consistently outperformed not only its own index but also the category average of competitors.
✅ Rolling returns: This fund delivered more than 20% returns across any random 3-year window.
✅ Stock-picking conviction: While most category funds spread money across 70+ stocks, this fund focuses on 18 to 25 high-conviction picks.
✅ Ratings: It has received 5-star ratings from both CRISIL and Value Research.

Beyond this, you can also check the standard deviation to understand volatility and stability, and the fund manager’s discipline, as long-term trust comes from consistent management.

Save this for your future reference.

⚠️DISCLAIMER: I am not a registered advisor. This is only an educational video. Please do your research from multiple sources before investing money.

#personalfinance #money #mutualfunds #investing

## Stats

- **Views:** 527,372
- **Likes:** 20,947
- **Shares:** 0
- **Comments:** 64

## Tags

personalfinance, mutualfunds, money, investing

---
Copyright (c) Gondola