# @financewizardcl on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/DQcELhWCR2s
- **Gondola URL:** https://gondola.cc/posts/59781085-financewizardcl-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/c8c99a1227.jpg
- **Posted:** 2025-10-30T15:32:16.000+00:00
- **Account Owner:** Chandralekha Mittemari Ravikumar (@financewizardcl) — https://gondola.cc/financewizardcl

## Caption

🧒🧔‍♂️👶

Money is not about luck, it’s about habits.

The small choices you make every month decide how stress-free and secure your future will be.
‌
Here’s how I started changing mine 👇
1️⃣ 40% EMI Rule
Keep your total EMIs within 40% of your income so you can save and live comfortably.
2️⃣ Life Insurance Rule
Protect your family with pure term insurance worth 10 to 15 times your annual income.
3️⃣ 7-5-3-1 SIP Rule
Invest for the long term, stay patient, and increase your SIP every year.
4️⃣ 3 Account Rule
Use different accounts for income, expenses, and investments to stay organized.
5️⃣ Income-Rent Rule
Spend no more than 30% of your income on rent to balance comfort and savings.
‌
💡 Start with one rule today and see the difference.
‌
#MoneyRules #personalfinance #moneymindset

## Stats

- **Views:** 0
- **Likes:** 3,696
- **Shares:** 0
- **Comments:** 24

## Tags

personalfinance, moneymindset, moneyrules

---
Copyright (c) Gondola