# @financewizardcl on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DKwnwtizyN-
- **Gondola URL:** https://gondola.cc/posts/59781162-financewizardcl-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/6cd31ac427.jpg
- **Posted:** 2025-06-11T12:04:33.000+00:00
- **Account Owner:** Chandralekha Mittemari Ravikumar (@financewizardcl) — https://gondola.cc/financewizardcl

## Caption

📉RBI Just Helped You Save ₹15 Lakh on a ₹50L Home Loan!

✅ RBI has slashed the repo rate by 100 bps since Feb 2025, currently at 5.5%. This is the third cut in a row, taking us back to pre-2022 levels.
✅ EBLR-linked loans reflect repo rate cuts quickly, banks must Resets every 3 months (mandated by RBI)
✅ MCLR-linked loans? Slower to update, resetting every 6–12 months.
✅ Still on MCLR? You could be missing out.
As of Dec 2024, 61% of floating loans were on EBLR, if you aren’t, consider switching.
💡 Your next EMI could drop or your loan could close faster. Just make sure you’re on the right plan.

#HomeLoan #RBI #finance

## Stats

- **Views:** 154,965
- **Likes:** 12,535
- **Shares:** 0
- **Comments:** 88

## Tags

finance, homeloan, rbi

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