# @financewizardcl on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DJ4H0sSzVkp
- **Gondola URL:** https://gondola.cc/posts/59781237-financewizardcl-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/26cc198aaa.jpg
- **Posted:** 2025-05-20T13:26:02.000+00:00
- **Account Owner:** Chandralekha Mittemari Ravikumar (@financewizardcl) — https://gondola.cc/financewizardcl

## Caption

💰Save Tax and Fees on Travel!!

✅ Most people ignore this tax-saving move
Spent abroad recently? That 5% or 20% TCS you paid can be adjusted with your salary TDS using Form 12BAA. If you don’t declare it, you’re basically letting the government hold on to extra cash from your pay. Fix it, and your in-hand salary goes up.

✅ Travel smart, spend smarter
Zero forex fee cards like Niyo help you avoid 3-5% in forex charges on every swipe. Load INR, spend globally, withdraw abroad—no hidden costs.

✅ Works even after your trip
Use it for UPI in India and enjoy FD-like returns on your balance.

Check out the card from the link in bio and use code CHANDAPR25 to get 2,500 Niyo Coins you can redeem for flights or visas on the app.

#TaxHack #salaried #tax #personalfinance

## Stats

- **Views:** 1,469
- **Likes:** 3,061
- **Shares:** 0
- **Comments:** 25

## Tags

personalfinance, tax, taxhack, salaried

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