# @investwithnat on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DUHRsmNgaQb
- **Gondola URL:** https://gondola.cc/posts/63399232-investwithnat-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/5d470bd56e.jpg
- **Posted:** 2026-01-30T00:04:28.000+00:00
- **Account Owner:** Natalie Fischer - Finance Creator (@investwithnat) — https://gondola.cc/investwithnat

## Caption

watch this if you have a bilt card 💳⬇️

here’s everything you need to know before Jan 30

if you have the bilt card and feel confused, you’re not alone

bilt 2.0 changed how rent points actually work

with the old bilt card, you pay rent you get points

with the new bilt card, you have to spend more to unlock fee-free points

bilt now has 3 cards designed for different people based on their spending habits

1️⃣ bilt blue is a beginner card with $0 annual fee

good if you want rent points without committing to a premium card but fewer perks + less flexible rewards

2️⃣ bilt obsidian is an optimizer card with a $95 annual fee 

you choose dining or grocery as your 3x category
better perks + travel credits

3️⃣ bilt palladium is their premium card with a $495 annual fee

you get priority pass, travel credits, bonus bilt cash

this card is for high spenders who travel a lot

⚠️ don’t let fomo make you open a card you don’t actually need

share this with a friend who has the bilt card so they stay in the know 🏹

#bilt #creditcard #rent #money #personalfinance

## Stats

- **Views:** 447
- **Likes:** 0
- **Shares:** 0
- **Comments:** 1

## Tags

personalfinance, money, rent, creditcard, bilt

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