# @hsbc_hk on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DXd8vgqihRT
- **Gondola URL:** https://gondola.cc/posts/64618337-hsbc-hk-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/a30c681960.jpg
- **Posted:** 2026-04-23T08:45:58.000+00:00
- **Account Owner:** HSBC Hong Kong (@hsbc_hk) — https://gondola.cc/hsbc_hk

## Caption

【#滙豐強積金：多人揀，就等於適合❓】

大家平時買嘢，會唔會有「人買我買」嘅心態?但多人揀嘅 #強積金 又係咪真係適合你🤫？

「積金評級」數據顯示，「保守基金」係2025年最受歡迎MPF成分基金類別*，即使喺股市造好下，仍吸引全年最多嘅資金淨流入。不過多人揀，未必等於適合你嘅投資需要。投資前要考慮基金投資目標，例如「保守基金」旨在獲取與平均儲蓄存款利率相若嘅回報率💰。

記得，MPF是為退休而設的長線投資！定期檢視你嘅投資組合，保持資產分散，有助穩步增值。滙豐強積金提供多元化基金選擇，滿足不同需要。立即整合你嘅MPF到滙豐強積金👉🏻 grp.hsbc/mpfedu3igtc。

投資涉及風險，往績不能作為未來表現的指標。金融工具（尤其是股票及股份）之價值及任何來自此類金融工具之收入均可跌可升。有關詳情，包括產品特點及所涉及的風險，請參閲滙豐強積金智選計劃之「強積金計劃説明書」。此廣告内的資訊只供説明用途，不應被視為投資意見及你不應根據這資料而作出強積金賬戶的投資選擇，並建議你就本文件内容審慎行事。如你對内容有任何疑問，應向獨立人士尋求專業意見。本資訊旨在提供予香港境內人士使用。

*積金評級，截至2025年12月31日。詳情瀏覽 mpfratings.com.hk

#滙豐

【#HSBCMPF: Does popularity mean it’s the right one❓】

Would you simply follow the crowd when making everyday purchases? But when it comes to #MPF investment, does market popularity mean it's right for you🤫?

According to a MPF Ratings report, the Conservative Fund was the most popular MPF fund category in 2025*. Even in a bullish market, it attracted the highest annual net inflow. Yet popularity doesn‘t mean they suit your investment needs. Before investing, consider the fund objective, e.g. Conservative Fund aims to achieve a return rate similar to the average savings deposits💰.

Remember MPF is a long-term retirement investment! Regularly reviewing your portfolio and keeping it diversified could help build a steady growth. HSBC MPF offers a range of fund choices to meet different needs. Consolidate your MPF to HSBC MPF now👉🏻 grp.hsbc/mpfedu3igen.

Investment involves risk. Past performance is not indicative of future results. The value of financial instruments (especially equities and shares) and any income from them may go up as well as down. For details, including product features and associated risks, please refer to the HSBC MPF Scheme’s ‘MPF Scheme Brochure’. The information in this advertisement is for illustrative purposes only and should not be considered investment advice. You should not make MPF investment decisions based solely on this material and are encouraged to act prudently. If you have any questions, please seek independent professional advice. This information is intended for persons in Hong Kong only.

*MPF Ratings, as of 31 December 2025. For details, visit mpfratings.com.hk

## Stats

- **Views:** 6,821
- **Likes:** 50
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## Tags

mpf, 滙豐, 強積金, 滙豐強積金, hsbcmpf

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