# @mapleindiandiaries on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/C4QY8aQOAAT
- **Gondola URL:** https://gondola.cc/posts/64716640-mapleindiandiaries-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/1c02518c50.jpg
- **Posted:** 2024-03-08T14:10:47.000+00:00
- **Account Owner:** Nehal and Nikhil ❤️ (@mapleindiandiaries) — https://gondola.cc/mapleindiandiaries

## Caption

Hello Everyone!! So here is the day 2 of “21 things you should know before loving to Canada”. Today, we’re diving into Why Credit Matters!

Points to keep in mind:

1. Canada loves its credit system, just like the USA.
2. Start small with your first credit card use it for utility bills like groceries, phone bills, paying rents, wifi bills and EVERYTHING.
3. Your credit report holds significant importance for renting accommodations, securing loans, and financing purchases like cars or even phones.
4. Even if you don’t have a job yet, you can still build a credit score by opening a bank account and paying bills on time.
5. Don’t stress, every little payment helps you on your credit journey.
6. Keep in mind that credit cards have limits and do not offer free money. They can carry very high-interest rates, so your balance should be managed and paid down promptly – this will help you maintain a good credit rating.

Keep going, you’re getting closer to a strong credit score! 

Share with your friends who are planning to relocate to Canada and follow @mapleindiandiaries for more such content!

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## Stats

- **Views:** 2,761
- **Likes:** 107
- **Shares:** 0
- **Comments:** 27

## Tags

mapleindiandiaries, studentvisa, studentvisacanada, lifeincanada, indianincanada, canada, workvisacanada, workvisa, indiansinottawa, canadablogger, reelsinstagram, trending, relocatetocanada, canadaimmigration, ottawabloggers, thingstoknow

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