# @raymiramontes_realestate on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DXr0jKRgHjs
- **Gondola URL:** https://gondola.cc/posts/64746027-raymiramontes-realestate-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/b2e5d73397.jpg
- **Posted:** 2026-04-28T18:03:44.000+00:00
- **Account Owner:** Ray Miramontes | CA Realtor (@raymiramontes_realestate) — https://gondola.cc/raymiramontes_realestate

## Caption

How to buy multifamily real estate | qualify for investment property | DSCR loan no W2

What does it actually take to buy a multifamily property? 👇

Most people think it's out of reach. It's not. Here's what the bank actually looks at:

→ 20-25% down payment
→ Credit score 680+
→ 6 months reserves in the bank
→ The property's rental income covers the mortgage
→ DSCR loan = no W2, no pay stubs needed
→ 2-4 units = residential loan
→ 5+ units = commercial loan

The tenants pay the mortgage. You build the wealth. 💼

📲 Questions? Text or call Ray at 562-600-9793

🔗 raymiramontes_realestate

#MultifamilyRealEstate #HowToBuyMultifamily #RealEstateInvesting #DSCRLoan #InvestmentProperty #RentalIncome #PassiveIncome #MultifamilyInvesting #RealEstateTips #LAInvestor #WealthBuilding #RayMiramontes #FirstTimeInvestor #BuyAndHold #RealEstateEducation

Listed by Ray Miramontes, Circle Real Estate

## Stats

- **Views:** 294
- **Likes:** 29
- **Shares:** 0
- **Comments:** 1

## Tags

realestateeducation, passiveincome, wealthbuilding, howtobuymultifamily, buyandhold, raymiramontes, multifamilyinvesting, realestatetips, multifamilyrealestate, investmentproperty, rentalincome, dscrloan, lainvestor, realestateinvesting, firsttimeinvestor

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