# @raymiramontes_realestate on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/DYIW4C_jlwq
- **Gondola URL:** https://gondola.cc/posts/65357912-raymiramontes-realestate-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/414916fc7c.jpg
- **Posted:** 2026-05-09T20:02:01.000+00:00
- **Account Owner:** Ray Miramontes | CA Realtor (@raymiramontes_realestate) — https://gondola.cc/raymiramontes_realestate

## Caption

You don't need 20% down. 🤯

$800K home in SoCal:
FHA 3.5% = $28K down
Conventional 20% = $160K down

That's $132K saved.
For just $1,150 more a month.

Save this. Send it to someone who thinks they can't buy yet. 👇

📲 562-600-9793 | raymiramontes_realestate

#FHALoan #FirstTimeHomeBuyer #SoCalRealEstate #LongBeachRealEstate #BuyerTips #HomeBuyingTips #DownPayment

Ray Miramontes, Circle Real Estate

## Stats

- **Views:** 0
- **Likes:** 632
- **Shares:** 0
- **Comments:** 47

## Tags

homebuyingtips, buyertips, socalrealestate, firsttimehomebuyer, fhaloan, downpayment, longbeachrealestate

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