# @raymiramontes_realestate on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/DYVLSeFluFf
- **Gondola URL:** https://gondola.cc/posts/65657751-raymiramontes-realestate-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/d01432a8d9.jpg
- **Posted:** 2026-05-14T19:30:54.000+00:00
- **Account Owner:** Ray Miramontes | CA Realtor (@raymiramontes_realestate) — https://gondola.cc/raymiramontes_realestate

## Caption

Realistic mortgage payment in 2026 | what does a mortgage cost right now | Southern California home buying

Most people have no idea what a real mortgage payment looks like in 2026. Here's the actual breakdown.

📲 Text me NOW if you're buying soon: 562-600-9793

Based on FHA 30-yr · 6.25% rate · 3.5% down · taxes, insurance & PMI included

$500K home = $3,911/mo
$600K home = $4,693/mo
$700K home = $5,475/mo
$800K home = $6,257/mo
$900K home = $7,039/mo
$1M home = $7,821/mo
$1.1M home = $8,603/mo
$1.2M home = $9,386/mo

The payment is real. The question is — are you ready for it?

If you want to know exactly what you'd qualify for, text me directly. I'll give you a straight answer.

Save this. Send it to someone who's been thinking about buying.

#MortgageTips #HomeBuyingTips #RealMortgagePayment #HomeBuyer2026 #FirstTimeHomeBuyer #CaliforniaRealEstate #LongBeachRealEstate #LAHomeBuyer #MiraRealEstate #RealEstateTips #BuyAHome #MortgagePayment2026

## Stats

- **Views:** 0
- **Likes:** 113
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- **Comments:** 6

## Tags

longbeachrealestate, buyahome, mortgagepayment2026, homebuyingtips, mortgagetips, realestatetips, mirarealestate, lahomebuyer, realmortgagepayment, firsttimehomebuyer, californiarealestate, homebuyer2026

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