# @ramit on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DYh5CiPgG6t
- **Gondola URL:** https://gondola.cc/posts/65689350-ramit-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/46bdb28891.jpg
- **Posted:** 2026-05-19T18:02:04.000+00:00
- **Account Owner:** Ramit Sethi (@ramit) — https://gondola.cc/ramit

## Caption

Sebastien and Hope have been together for 20 years. They earn $195,000 a year and have $674,000 in assets.

Sebastien feels like they have been broke for a long time. Hope thinks their finances are in the best place they have ever been.

They are both right — and that is exactly the problem.

Two new business owners, $437,000 in debt, just $11,000 in savings, and a retirement projection that could leave them with $35,000 a year. Hope wants $130,000. 

The math to get there is not what either of them expected.

They are talking around the numbers instead of confronting them, and after 20 years together, the gap between optimism and fear has never been wider.

Can they get honest with themselves and each other before the window to change this closes?

▶️ Watch the full episode on YouTube. Link in bio.

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Calling LA couples: Apply to be coached for free on this podcast at iwt.com/apply

## Stats

- **Views:** 17,050
- **Likes:** 247
- **Shares:** 0
- **Comments:** 6

## Tags

facetad, sponsored

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