# @ramit on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DZFvb8ZCNWg
- **Gondola URL:** https://gondola.cc/posts/66233563-ramit-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/484a9dacb7.jpg
- **Posted:** 2026-06-02T16:10:42.000+00:00
- **Account Owner:** Ramit Sethi (@ramit) — https://gondola.cc/ramit

## Caption

Freya and Blake, a couple in their mid-40s with two young children, are facing one of the most urgent financial situations we’ve seen on the show. 

They earn $143,000 a year, have $0 in savings, $180 invested, and more than $96,000 in debt. Their fixed costs are at 102% of their income. 

They are spending more than they make every single month.

On the surface, it looks like a debt problem. 

Underneath it is years of avoidance, guilt, and a relationship where one person carries everything alone. 

Ramit's warning is direct: they are weeks away from not being able to pay rent.

Can they stop tinkering around the edges and build a plan that actually gives their family a chance?

▶️ Watch the full episode on YouTube. Link in bio.

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## Stats

- **Views:** 23,164
- **Likes:** 487
- **Shares:** 0
- **Comments:** 24

## Tags

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