# @chime on YouTube - **Type:** Video - **Original URL:** https://youtube.com/watch?v=dVMR8Eb2myg - **Gondola URL:** https://gondola.cc/posts/67042342-chime-youtube - **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/4b5057c6fb.jpg - **Posted:** 2026-06-06T00:00:10.000+00:00 - **Account Owner:** Chime Financial (@chime) — https://gondola.cc/chime ## Caption Curious how cash back really works? In this video, McKenzie Mack explains it clearly and simply. Learn why it's important to match the reward structure with your spending habits to ensure you're not paying more in interest or fees than you receive, which is key for effective personal finance. Find out how Chime Prime offers great cash back deals further helping you unlock financial progress. Subscribe to Chime for even more money tips! 💚 Connect with Chime! 🟢 Subscribe for more tips: https://www.youtube.com/chime⁩ 🟢 Explore financial tools: https://www.chime.com 🟢 Stay updated: Follow us on social media ►► Facebook: https://www.facebook.com/chime ►► Instagram: https://www.instagram.com/chime ►► TikTok: https://www.tiktok.com/@chime ►► X (FKA Twitter): https://twitter.com/Chime ►► Reddit: https://www.reddit.com/r/chimefinancial ►► Discord: https://discord.com/invite/chimefinancial Chime, America’s #1 Choice for Banking, makes managing your money simple. It’s fee-free banking with no monthly fees, no minimum balance requirements, and tools that help you build credit, grow your savings, and access your pay—all in one app. With qualifying direct deposits, earn 5% cash back on a category you choose with Chime Card, get 3.75% APY on savings, and safely work to raise your credit score up to 70 points with everyday spending. Get your pay 2 days early with direct deposit, access 47,000+ fee-free ATMs nationwide, and get fee-free overdraft up to $200 when you qualify. Your money is FDIC-insured up to $250,000 through our partner banks. Rated America’s #1 Choice for Banking by J.D. Power and recognized by NerdWallet for Best Checking Account Overall 2026, millions of members are using Chime to make financial progress every day. Download the Chime app on the App Store or Google Play, or learn more at chime.com. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A..Members FDIC. Chime® Checking Account required to apply. Chime does not provide financial, legal, or tax advice. Please check with your legal, financial, or tax advisor. Cash Back with Chime Card: Earn 5% cash back with Chime Prime or 2% with Chime Plus on eligible Chime Card purchases. Terms and limits apply. Savings APY: The Annual Percentage Yields ("APYs") for the Chime Savings Account are variable and may change at any time. The disclosed APY rates are effective as of 01/29/2026. No minimum balance required. Must have $0.01 in savings to earn interest. The following APY rates apply based upon your status: 3.75% APY for Chime Prime, 3.00% APY for Chime Plus, and 0.75% APY for standard. See Chime Membership Tiers Terms and Conditions for more details. Eligibility: To be eligible for Chime Prime status, receive $3,000+ in qualifying direct deposits to your Chime Checking Account in the past 34 days. To be eligible for Chime Plus status, receive either 1) a single $200+ qualifying direct deposit; or 2) $400+ in cumulative qualifying direct deposits to your Chime Checking Account in the preceding 34 days. Certain products marketed as perks have additional eligibility requirements. While some perks may have associated fees, none of these fees are mandatory to access the perks or to maintain the applicable status. See the Chime Membership Tiers Terms and Conditions for details: https://www.chime.com/policies/chime-membership-tiers-prime-beta #Chime #FinanceTips #RewardsCards ## Stats - **Views:** 1,861 - **Likes:** 0 - **Shares:** 0 - **Comments:** 1 ## Tags rewardscards, chime, financetips, 1 --- Copyright (c) Gondola