# @chime on YouTube - **Type:** Video - **Original URL:** https://youtube.com/watch?v=-UKKQXv3lqY - **Gondola URL:** https://gondola.cc/posts/69579369-chime-youtube - **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/fb3d1eb253.jpg - **Posted:** 2026-08-26T23:00:21.000+00:00 - **Account Owner:** Chime Financial (@chime) — https://gondola.cc/chime ## Caption Learn the exact Chime SpotMe requirements to get fee-free overdraft protection on your account. This guide explains how to qualify for SpotMe by meeting the direct deposit minimums and card activation steps. If you are a Chime user trying to enable this feature, these are the specific criteria you need to hit. Check your app status after meeting these requirements and let me know in the comments if it worked for you. Connect with Chime! 🟢 Subscribe for more tips: https://www.youtube.com/chime⁩ 🟢 Explore financial tools: https://www.chime.com 🟢 Stay updated: Follow us on social media ►► Facebook: https://www.facebook.com/chime ►► Instagram: https://www.instagram.com/chime ►► TikTok: https://www.tiktok.com/@chime ►► X (FKA Twitter): https://twitter.com/Chime ►► Reddit: https://www.reddit.com/r/chimefinancial ►► Discord: https://discord.com/invite/chimefinancial Chime, America’s #1 Choice for Banking*, makes managing your money simple. It’s fee-free banking with no monthly fees, no minimum balance requirements, and tools that help you build credit, grow your savings, and access your pay—all in one app. With qualifying direct deposits, earn 5% cash back on a category you choose with Chime Card, get 3.75% APY on savings, and safely work to raise your credit score up to 70 points with everyday spending. Get your pay 2 days early with direct deposit, access 47,000+ fee-free ATMs nationwide, and get fee-free overdraft up to $200 when you qualify. Your money is FDIC-insured up to $250,000 through our partner banks. Rated America’s #1 Choice for Banking by J.D. Power and recognized by NerdWallet for Best Checking Account Overall 2026, millions of members are using Chime to make financial progress every day. Download the Chime app on the App Store or Google Play, or learn more at chime.com. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A..Members FDIC. Chime® Checking Account required to apply. Chime does not provide financial, legal, or tax advice. Please check with your legal, financial, or tax advisor. *Ranking based on a blind survey conducted by Chime in May 2026 of consumers who opened a new personal checking account at a different institution listed in the survey in the preceding six months. Chime offers access to checking accounts used for everyday banking. SpotMe®: Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20–$200. To be eligible for Chime Prime status, receive $3,000+ in qualifying direct deposits to your Chime Checking Account in the past 34 days. To be eligible for Chime Plus status, receive either 1) a single $200+ qualifying direct deposit; or 2) $400+ in cumulative qualifying direct deposits to your Chime Checking Account in the preceding 34 days. Certain products marketed as perks have additional eligibility requirements. While some perks may have associated fees, none of these fees are mandatory to access the perks or to maintain the applicable status. See the Chime Membership Tiers Terms and Conditions for details: https://www.chime.com/policies/chime-membership-tiers-prime-beta/ #Chime ## Stats - **Views:** 299 - **Likes:** 0 - **Shares:** 0 - **Comments:** 0 ## Tags chime, 1 --- Copyright (c) Gondola