# @luxurysocalrealty on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DcWT3F2KFXZ
- **Gondola URL:** https://gondola.cc/posts/69583461-luxurysocalrealty-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/9aeb7e26d4.jpg
- **Posted:** 2026-08-22T16:17:58.000+00:00
- **Account Owner:** LUXURYSOCALREALTY ✨La Jolla Realtor (@luxurysocalrealty) — https://gondola.cc/luxurysocalrealty

## Caption

Three things make or break a luxury offer in San Diego County.

1. Fully underwritten, not pre-approved. Pre-approval is a lender’s opinion. Underwritten means your file is already cleared and the only thing left is the house. Same price, two offers, that’s the whole ballgame.

2. Your contingencies are currency. Every one you hold costs you leverage. The trick isn’t waiving everything, it’s knowing which one is actually protecting you and which one is quietly costing you the deal.

3. Off-market access. Most luxury inventory here never hits the MLS. We’ve closed 12 off-market this year with another going under contract shortly, those buyers competed with no one.

Comment SAN DIEGO for my full guide to writing a winning offer here, luxury or not.

#SanDiegoRealEstate #LuxuryRealEstate #SanDiegoLuxuryHomes #OffMarketListings #SanDiegoRealtor

## Stats

- **Views:** 9,751
- **Likes:** 361
- **Shares:** 0
- **Comments:** 20

## Tags

offmarketlistings, luxuryrealestate, sandiegoluxuryhomes, sandiegorealestate, sandiegorealtor

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