# @mgthemortgageguy on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DcRQBXXoWTl
- **Gondola URL:** https://gondola.cc/posts/69738419-mgthemortgageguy-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/9c5a0ce936.jpg
- **Posted:** 2026-08-20T17:03:06.000+00:00
- **Account Owner:** Matthew Garland NMLS#58700 (@mgthemortgageguy) — https://gondola.cc/mgthemortgageguy

## Caption

This video is from LAST YEAR. I’ve been warning about this for YEARS.

Now AMEX is cutting limits, and here’s where it can hurt you in real estate.

Imagine you’re mid-rehab with $75K left to finish the project and the business credit you planned on using gets cut overnight.

Contractors still need to get paid.
Materials still need to be purchased.
Your mortgage and carrying costs don’t stop.
And now your entire deal can be in trouble.

That’s why I tell investors: CREDIT IS A TOOL, NOT YOUR CAPITAL.

Never structure a real estate deal assuming your available credit today will still be available tomorrow.

One limit decrease at the wrong time can blow up the entire deal.

I said it last year. Now you’re watching it happen.

Dm me to schedule a strategy call. 

#mgthemortgageguy

## Stats

- **Views:** 47,312
- **Likes:** 932
- **Shares:** 0
- **Comments:** 65

## Tags

mgthemortgageguy

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