# @pacemorby on Instagram

- **Type:** Image
- **Original URL:** https://www.instagram.com/p/DdCsvLdj1P1
- **Gondola URL:** https://gondola.cc/posts/70362466-pacemorby-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/ec4106822e.jpg
- **Posted:** 2026-09-08T21:54:39.000+00:00
- **Account Owner:** Pace Jordan Morby (@pacemorby) — https://gondola.cc/pacemorby

## Caption

Mortgage rates hit a new high for 2026, moving closer to 7%. 🤯
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THIS is why creative finance is dominating the real estate industry.
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I stopped waiting for rates to come down a long time ago.
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Here's what nobody tells you... Low rates didn't disappear.
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Most homeowners in this country have a mortgage rate under 6% on a house that eventually needs to sell.
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You don't have to go get a new loan at today's rate. You can take over the one that's already there. It's called subject-to.
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Their payment becomes your payment. Their rate becomes your rate. No bank deciding what you qualify for.
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Comment or Dm me "READY" and I'll send you a free resource on taking over existing low-rate mortgages.
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I'll walk you through how the structure actually works, paperwork you need, and how to negotiate with a seller.
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#mortgagerates #homeowner #realestateinvesting

## Stats

- **Views:** 0
- **Likes:** 296
- **Shares:** 0
- **Comments:** 48

## Tags

mortgagerates, realestateinvesting, homeowner

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