# @partyof1pod on YouTube

- **Type:** Video
- **Original URL:** https://youtube.com/watch?v=LNbj-8UV188
- **Gondola URL:** https://gondola.cc/posts/70601530-partyof1pod-youtube
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/a1f4a5339c.jpg
- **Posted:** 2026-09-10T15:30:11.000+00:00
- **Account Owner:** Erycka Anderson (@trxllvibes) — https://gondola.cc/trxllvibes

## Caption

If I had 90 days to completely change the direction of my finances, this is exactly where I would start. 💸

You don't need to become rich overnight or have every dollar figured out to make serious financial progress. In 90 days, you can understand where your money is going, stop overspending, build savings, make progress on debt, create a realistic budget, and finally develop a system for managing your money.

In this video, I'm breaking down my 90-day financial reset for beginners step-by-step—from auditing your spending and finding your biggest money leaks to building a financial buffer, paying down debt, preparing for future expenses, and creating better money habits that can actually last.

We'll talk about:

How to get your finances together
How to stop living paycheck to paycheck
How to audit your spending
How to stop overspending
How to create a realistic budget
How to start saving money
Building your first $1,000+ financial buffer
How to pay off debt faster
Emergency funds and sinking funds
Automating your money
Increasing your income
Creating better financial habits
How to measure your progress after 90 days

The goal isn't for your finances to be perfect in 90 days. The goal is for them to look completely different than they did on Day 1.

You don't need January 1st. You need a Day 1. 🌱

WATCH NEXT:
💸 How to Stop Living Paycheck to Paycheck → [LINK]
💰 The Buffer Method → [LINK]
🗺️ The Debt Map Method → [LINK]
❄️ How to Start Your Winter Arc: The Ultimate 90-Day Reset → [LINK]

TIMESTAMPS:
0:00 - How to Reset Your Finances in 90 Days
0:28 - How to Do a 90-Day Spending Audit
0:43 - Pull Your Bank Statements & Track Your Spending
1:03 - How Much Are You Actually Spending Every Month?
1:20 - How to Find Your Biggest Money Leaks
1:45 - How to Save More Money Every Month
2:03 - Cancel Subscriptions You're Wasting Money On
2:48 - Stop Using Autopay for Your Credit Cards
3:09 - Know Your REAL Take-Home Pay
3:29 - Calculate Your Financial Baseline
3:44 - How to Build a Financial Buffer
4:16 - Set a Realistic Savings Goal
4:53 - Why You Should Separate Your Bank Accounts
5:10 - Align Your Bills With Your Paychecks
5:52 - How to Make Your Debt Visible
6:19 - Why You Need a Financial Buffer
6:42 - Debt Avalanche Method Explained
7:09 - Debt Snowball Method Explained
7:55 - How to Stop Creating New Debt
8:25 - Make a Temporary Lifestyle Change to Pay Off Debt
9:02 - MONTH 3: Build a Better Money System
9:15 - How to Start a Sinking Fund
9:40 - The Sinking Fund Formula
10:24 - How to Automate Your Savings
11:14 - Is Your Income the Problem?
11:32 - How to Increase Your Income
12:02 - How to Make Money Freelancing Your Skills
12:30 - Turn What You Know Into an Income Stream
13:29 - How to Make Extra Money on Facebook Marketplace
13:39 - Have a Monthly Money Meeting
14:30 - How to Be a Better Steward of Your Money
15:10 - How Will You Change Your Financial Future?

Subscribe for practical videos about personal finance, budgeting, saving money, paying off debt, productivity, faith, and building your dream life.

#PersonalFinance #MoneyManagement #FinancialReset #Budgeting #SaveMoney

tags~
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## Stats

- **Views:** 2,279
- **Likes:** 74
- **Shares:** 0
- **Comments:** 10

## Tags

personalfinance, budgeting, savemoney, financialreset, moneymanagement

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