# @raymiramontes_realestate on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/Def1tYnFEKH
- **Gondola URL:** https://gondola.cc/posts/71612479-raymiramontes-realestate-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/0f1a7248b0.jpg
- **Posted:** 2026-10-15T02:02:57.000+00:00
- **Account Owner:** Ray Miramontes | CA Realtor (@raymiramontes_realestate) — https://gondola.cc/raymiramontes_realestate

## Caption

You might NOT have to pay today’s typical mortgage rate to buy a home. 👀🏡

Some new-home builders are advertising aggressive financing incentives—including rates as low as 4.99% in certain communities and scenarios.
And the incentives may not stop there.

Depending on the builder and community, buyers could find:
✅ Lower-rate financing incentives
✅ Closing-cost assistance
✅ Home upgrade incentives
✅ Fixed-rate options

Most buyers focus exclusively on resale homes and never compare what builders are offering.

Before you buy, compare BOTH. A builder incentive could potentially make a new construction home more affordable on a monthly basis than you expected.

📲 Want to see new construction homes and current builder incentives in your area? Call or text Ray directly at 562-600-9793.

Ray Miramontes | The Mira Group
Circle Real Estate | DRE #01931740

#MortgageRates #BuilderIncentives #NewConstructionHomes #NewBuildHomes #HomeBuyerTips #FirstTimeBuyer #SoCalRealEstate #NewHomeBuyer

## Stats

- **Views:** 138
- **Likes:** 0
- **Shares:** 0
- **Comments:** 0

## Tags

01931740, builderincentives, newconstructionhomes, socalrealestate, newbuildhomes, firsttimebuyer, mortgagerates, newhomebuyer, homebuyertips

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