# @financewizardcl on Instagram

- **Type:** Video
- **Original URL:** https://www.instagram.com/p/DeRx1nkpqwz
- **Gondola URL:** https://gondola.cc/posts/71658461-financewizardcl-instagram
- **Thumbnail:** https://img.gondola.cc/tr:w-,h-,fo-auto/postThumbnails/0cee79a82d.jpg
- **Posted:** 2026-10-09T15:00:41.000+00:00
- **Account Owner:** Chandralekha Mittemari Ravikumar (@financewizardcl) — https://gondola.cc/financewizardcl

## Caption

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Apple waited 12 years to enter India. There’s a reason.

India already had UPI, so Apple didn’t try to compete with it.

Instead, Apple Pay is targeting a very different part of the market: credit card users and high-value spending.

With over 12 crore credit cards in India, there’s a huge pool of users already spending on flights, gadgets, shopping and more.

And that’s where Apple sees an opportunity to make money from every transaction, without competing for your ₹20 payment.

Apple doesn’t just want to sell you an iPhone. It wants to earn from what you do with it.

#personalfinance #money #finance #applepay #iphone

## Stats

- **Views:** 2,136
- **Likes:** 24
- **Shares:** 0
- **Comments:** 0

## Tags

personalfinance, applepay, money, finance, iphone

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