MY TOP 4 MONEY TIPS 💸 Since I’ve been working with Summit Credit Union for a while now, I wanted to share what I’ve learned so far on my financial journey. 1. Track Your Spending • The best place to start is by knowing how much you make and where it’s all going. • Summit has free, easy-to-use expense-tracking worksheets on their website. 2. Consider Opening a Credit Card • You don’t need to spend much—just make your payments on time to build a good credit history. • Good credit history = better credit score • Better credit score = lower interest rates • Lower interest rates = more money in your pocket 3. Wants vs. Needs • Ask yourself: • Do I really need this? • Is this just a trend? • Do I already have something similar? 4. Pay Yourself First • Follow the 50/30/20 rule: • 50% needs • 30% wants • 20% savings • Set up automatic transfers from your paycheck to your savings—it makes things so much easier! Visit @summitcreditunion to take charge of your financial journey. 💚 I...