Okay, real talk—how often do we actually think about teaching our kids financial literacy?
I mean, mine legit think money grows on trees 🌳. But it’s up to us to show them what earning, saving, and spending really looks like 💸.
Here’s a little age-by-age breakdown of what we can start teaching:
• 3–6: Learn coins & bills 🪙, save in a clear jar 🫙, play pretend store 🛒
• 7–10: Chores = allowance 🧹➡️💰, spend/save/give jars, save for something fun
• 11–13: Budgets, kid-friendly banking apps 📲, lemonade stands 🍋 or pet-sitting 🐶
• 14–18: Credit, taxes, budgeting 🧾, intro to investing 📈
And while we’re planning for their bright futures 🌟, here’s something we don’t talk about enough: life insurance. I know—not the most thrilling convo, but it matters ❤️. Getting a policy while they’re young and healthy can lock in coverage for life, and some even build cash value for later 🎓
Like modernwoodmen1883 says, “Life insurance isn’t for the people who die—it’s for the people who...
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