“If we affect everyone with an increased credit score, over a 30 years time if we do nothing in black America the net-worth will be zero by 2053.” Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts. Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #FinancialLiteracy #FinancialFreedom #wealth