“If you have a 500 or 600 credit score it doesn’t matter how good your idea is, you’re not getting a loan.” Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts. Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #FinancialLiteracy #FinancialFreedom #wealth