For married couples balancing student loan payments, a common tactic may not be as effective as it once was: filing your #taxes separately. Under income-driven #repaymentplans like Income Based Repayment (#IBR), couples could file their taxes separately and only count their individual income to calculate their student loan payment, rather than their combined income. The result was that married couples could see lower student loan payments—especially in situations where one spouse earned significantly more than the spouse that has #studentloans. However, changes under the One Big Beautiful Bill Act (#OBBBA) might make this harder for some families. Learn more at the link in our bio.