💳 Warren Buffett’s warning on credit cards is brutal but true. Back in 1999, he told students: “Just forget about them.” Why? Because revolving debt at 18–20% interest will bury you. Buffett explained that even a $10,000 balance can trap you for life. You’ll sink, not swim—working just to get back to zero while the interest piles up. He said he gets letters every day from people crushed by two things: catastrophic health issues (bad luck) and credit card debt (avoidable). His advice is simple: If you can’t pay for it, don’t buy it. Get your money working for you, not against you. #WarrenBuffett #MoneyTips #Finance