“Are you crazy? Why would you do a reverse mortgage?” That was Steve’s first reaction when his friends told him they were unlocking home equity to give more to charity. Like many, he thought reverse mortgages were risky and misleading. But after asking tough questions and getting honest answers, Steve realized the truth: ✅ A reverse mortgage line of credit (HECM LOC) works like a HELOC without monthly payments ✅ It can’t be called due at the bank’s whim ✅ It actually grows over time, creating more access to cash ✅ It provides tax-free cash flow opportunities for retirement, family, or charitable giving What started as skepticism turned into a powerful financial strategy that gave Steve flexibility, freed up cash, and even supported his charitable goals. The lesson? Ask questions. Challenge assumptions. And don’t dismiss a strategy just because of old misconceptions. Housing wealth could be the key to generosity, financial security, and freedom in retirement. Watch Steve’s journey fro...