“I want you to be a dreamer with a shovel in your hands.” Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts. Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #FinancialLiteracy #FinancialFreedom #Wealth