It’s a common misconception that simply having a Roth IRA means you’re automatically invested. But here’s the truth: A Roth IRA is just an account, not an investment. When you contribute, your money often sits in a cash position until you decide what to invest in. It’s up to you to choose the stocks, bonds, or funds you want. The responsibility is on you, not the brokerage, to make sure your money is working for you. If you’re unsure how to navigate the world of stock investing, I’m hosting a webinar to guide you through it. Comment “Stock” and I’ll send you my investing guide and Investing Webinar. #investing #wealthbuilding #financialliteracy #investingforbeginners #stocks