“There’s no successful entity, person, individual or initiative that didn’t do it on the back of good debt.” Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts. Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #FinancialLiteracy #HomeOwnership #FinancialFreedom