Comment 'Mortgage' to receive the training I did on how to pay off your mortgage early using a HELOC. I know this is not something talked about a lot, but In regards to being able to pay off your mortgage early utilizing a HELOC, that is actually true. I did an entire training on the topic breaking down all the numbers. And You can actually Speed up the process even further if you utilize a credit card to pay all your bills and only use the HELOC to pay off the credit card every month. That’s because a typical Mortgage is charge interest On a monthly basis, whereas the HELOC is charged interest on a daily basis. So you get to take it advance of that daily reduction and interest charges. And when it comes to refinancing, if you can refinance your mortgage for a lower rate, you can save yourself a ton of money and pay your mortgage off faster. The key is to get the lower rate and continue to pay what you were already paying before. Not the new minimum. That way all that extra money...