Not having mortgage protection insurance isn’t a "scam," but I do believe there’s a better approach. If you want to protect your mortgage, consider traditional term life insurance instead. Term life policies often come with lower premiums compared to mortgage protection, and they allow you the flexibility to choose how your death benefit is distributed—such as directing it to a living trust. This way, you have full control over how your family is supported, and your home’s legacy is preserved. Comment 'Trust' to receive my Living Trust Guide and access to my Free Masterclass. Want to learn more about setting up a life insurance policy that protects your mortgage? Comment "Life" below for a free consultation, and let’s make sure you have the right coverage in place! #realestate #lifeinsurance #livingtrust #assetprotection #mortgage